In New York and every other state, certain levels of insurance must be carried when operating a motor vehicle. Unfortunately, not every driver will ensure that coverage is in place before getting behind the wheel. When an accident is caused by an uninsured or underinsured driver, an accident victim often looks to his or her own insurance company coverage for financial relief.
Recently, a man in another state filed a civil suit against State Farm Mutual Automobile Insurance for an accident that occurred two years ago. He alleges that he secured coverage through the company, but was never compensated under the portion of his policy that applied to underinsured or uninsured drivers. He asserts that he has suffered in the aftermath of the wreck with another driver who was not adequately covered by his or her own insurance.