The Federal Motor Carrier Safety Administration (FMCSA) requires all truck drivers here in New York and elsewhere to maintain a log of their activities. Keeping a log book might seem like an intrusion and an inconvenience, but it can be a trucker's best tool after an accident. Accurate records can help with a truck accident defense.
Even though one of the primary purposes of an insurance company or a self-insured company is to pay claims, that does not mean that every claim should be paid without out first ascertaining whether doing so would be appropriate. This is simply because paying out every claim could jeopardize a company's financial stability. For this reason, car accident defense is a necessity for New York insurers.
It's easier than ever to obtain a credit card. American's have difficulty saying "no," when it comes to credit card offers. As of 2016, the average debt is quite high. The national average for credit card debt, according to the Federal Reserve, is $935.6 billion. This roughly equates to an average debt, per person between the ages of 18 and 65, of $4,717.00. The overall total national average is higher than it has been since 2011, but far less than it was in 2008.
Every New York industry is required to follow certain safety regulations in order to protect its workers and the public. When a company and/or its employees do not follow those measures, accidents can happen. If an accident does happen, a lack of safety measures could complicate an insurance defense.
Few things are more disconcerting than being given notice that you are being sued. Medical professionals who work in obstetrics and gynecology here in New York can find themselves in this position when patients believe that a mistake was made that caused them and/or their babies serious or irreparable harm. Even just the filing of a medical malpractice claim can have adverse effects on a physician's career.