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December 2017 Archives

How to bounce back from credit card debt after the holidays

The holidays are a time of year for fun and festivity, but it is also a time when Americans take on a lot of credit card debt when compared to other times of the year. The average American took on just over $1,000 of debt during the holidays in 2016, which was an increase from $986 on average in 2015. 

Medical professionals face increase in birthing complications

It is not accident or illness that account for the largest percentage of trips to the hospital; it is childbirth. Each year, almost four million women visit U.S. hospitals to have their babies, and most of these births are uneventful. However, the Centers for Disease Control and Prevention and other health agencies are noticing that the number of women who suffer complications during and after childbirth is on the rise in New York and across the country. Medical professionals are in the crosshairs when these parents blame misdiagnoses and negligence as the causes of their complications.

Truck accident defense beneficial during personal injury lawsuits

When truck accidents result in critical or fatal injuries, the public may be quick to blame the truck driver. However, there are often extenuating circumstances surrounding an accident of which the public is unaware. A recent accident on a New York highway left two people critically injured. While no charges have been filed, the driver may benefit from the truck accident defense of an attorney, especially if a lawsuit is filed.

Insurance company may rightfully deny claim for gradual damage

Perhaps one of the most frustrating things that can happen to a homeowner is to come home to find inches of water on the floor. Depending on where in the house the water is flowing or rising, the homeowner may also have damage to furniture, walls and personal items, some of which may be irreplaceable. It is in these times that a New York homeowner typically contacts his or her insurance company to file a claim for the damages. However, many in this situation may not fully understand the damage their policies cover.

Tour bus accident may require defense from personal injury claim

Driving in New York can be tricky, especially when the already narrow streets are blocked with construction barricades or delivery trucks. Those whose daily commute takes them through the city often find the trip too harrowing to make on their own, so they take advantage of public transportation. Additionally, sightseers may use tour buses to see the attractions without the stress of driving. Nevertheless, even these modes of transportation may not protect a passenger from an accident that leads to a personal injury claim.

Take what creditors say with a grain of salt

If you have been struggling with debt, chances are that creditors have come calling in hopes of getting their money back. Of course, laws on both the federal and state level limit what they can do. For example, the federal Fair Debt Collection Practices Act does not enable collectors to threaten violence or arrest or to call you between 9 p.m. and 8 a.m. State law builds on these protections, saying that creditors cannot tell your employer about why you are in debt, among other matters.

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