Bankruptcy is a viable option for many people who are drowning in different types of debt. Whether it is credit card debt, medical debt, or an inability to keep up with other loans such as car payments or a mortgage, bankruptcy filings affect different types of debt in different ways.
Most employees in New York have sat through presentations or videos regarding sexual harassment on the job. The presentation were either dry or uncomfortable, and once completed, the employee often signed a paper to confirm that he or she had received training before returning to business as usual. Those days are gone, at least for industries that hope to maintain Employment Practices Liability from the insurance industry.
The old saying goes, "An ounce of prevention is worth a pound of cure." The sales of vitamins, supplements, flu shots and immunizations can attest to the fact that many people adhere to that belief. Still, some in New York are concerned about being able to take certain preventative medicines because of denied insurance coverage. Insurance defense strategies are building in response to these accusations.
Professional drivers are held to a much higher standard than those who work in other industries. Whether a driver works for a taxi company, bus line or limousine service, customers and employers rely on the individual's spotless driving records and careful attention behind the wheel. When misfortune strikes, the driver may seek car accident defense in the face of a lawsuit.
Cancer is one diagnosis most everyone fears. From the day one learns of the illness, it becomes a fight for life, including surgeries, medications and treatments that take their toll in an effort to heal. However, doctors in New York may now find it riskier to treat cancer patients following changes in the law that may increase the need for medical malpractice defense.
If you have recently gone through a Chapter 7 or Chapter 13 bankruptcy, you know that there is a whirlwind of emotions that comes with the process. You might feel a sense of relief that it is finally over, as well as hope for your financial future. However, you and other New Yorkers who have gone through financial struggles may be feeling mostly negative emotions.