If you have accumulated a significant amount of debt and are unable to repay your creditors, this situation is likely causing you a tremendous amount of stress. Most people do not take out loans or credit card debt with the intention of not being able to pay, but sometimes in life situations occur that make it impossible to meet debt obligations.
Loaning a car to someone else may seem generous, but it is a risky decision. Many people in New York have confused notions about how insurance law covers drivers of borrowed cars, and it often leaves vehicle owners holding the bag for expensive accidents. If a friend borrows one's car and has an accident, whose insurance covers it?
It is not uncommon for lawmakers and other public officials to call for sweeping changes following a tragedy. Seatbelt laws, school bus stops before crossing railroad tracks and bans on handheld devices while driving are just a few examples of legislation resulting from deadly car accidents. New York mayor Bill de Blasio is calling for more changes in the wake of a recent accident that left two children dead.
This time each year, citizens of New York and most other states endure the challenges and frustrations of the semiannual time change. Failing to remember to turn the clocks ahead leaves many arriving late for church, work or other appointments on Sunday morning. Additionally, parents of small children may have difficulty getting their little ones to adjust to the new time schedule, and it may take days or longer for people to fully acclimate to the lost hour. Not surprisingly, the drowsiness that accompanies a time change may result in more personal injury claims around this time each year.
Doctors and other medical professionals understand well how a patient complaint can quickly spiral out of control. Patient complaints may result in numerous negative consequences, administrative hearings, discipline, revocation of licenses and medical malpractice lawsuits. Such factors are not entirely out of the control of a physician, and the key may be in avoiding complaints altogether.