As the new year kicks into full swing, you may be hard at work on your list of resolutions. If improving your financial situation is one of your priorities, you may be weighing your options. While a bankruptcy filing is not right for every New Yorker, it is often an...
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Bankruptcy, creditors and the 341 meeting
Perhaps a fresh start to your financial life is in order and you have decided to declare bankruptcy. One of your first tasks after filing either Chapter 7 or Chapter 13 is to attend the 341 meeting. This is where you will meet your trustee and, possibly, some of your...
Should you take advantage of that zero-percent interest offer?
If you are like millions of Americans, you probably shell out more money on interest payments each month than you would care to admit. According to Forbes, the average American household currently has more than $15,000 in credit card debt, and citizens are paying...
Consumer debt is dangerously high in the U.S.
Are you struggling with credit card debt? You are definitely not alone, according to recent studies. Consumer debt is moving toward its highest point since 2009. Some of our debt problems are corollary to the recent holiday season, of course. Even so, as of the end of...
How to prep for your first bankruptcy consultation
Are you ready to meet with a bankruptcy attorney? If so, it is imperative that you are prepared for your first consultation. Your attorney will be a professional; however, in order to garner an accurate appraisal of your financial status, he or she needs a little help...
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