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Many people are starting to understand the benefits of undergoing bankruptcy. However, there are times when the process can make aspects of life challenging.Navigating the holidays can be one of those times. Thankfully, there are a few things people can do to help...
Perhaps a fresh start to your financial life is in order and you have decided to declare bankruptcy. One of your first tasks after filing either Chapter 7 or Chapter 13 is to attend the 341 meeting. This is where you will meet your trustee and, possibly, some of your...
Filing for bankruptcy is a serious decision that can have far-reaching consequences, but for some Americans, it can be a great way to start putting the past behind them so they can begin to rebuild their financial futures. If you are among the many people across New...
Credit card debt is one of the biggest reasons why people have to file for bankruptcy. According to a recent report, the total amount of credit card debt in the United States increased by $36 billion in the last year. Most of the time, you can discharge most...
You lease a vehicle through a car dealership. Unfortunately, you lose your job and can no longer afford to keep the car. You begin to fall behind on payments, and you worry that the lender will come to repossess your car.In New York, when you lease or purchase a...
The process of filing bankruptcy may bring significant emotion in your family. Though bankruptcy is a relief of debts, the decision to file is not usually made lightly. On top of your mixed emotions in determining which chapter to file and when to begin the process,...
For some New York apartment dwellers, the rent they pay is already a big chunk out of their budgets, so if another expense like renter's insurance is optional, they may pass it up. State and federal insurance law does not require renters to carry insurance the way...
Few people in New York or elsewhere look forward to surgical procedures, and the one enticement to having an operation may be the anesthesia, which blocks the pain and often allows the patient to sleep through the procedure. However, anesthesia is also risky since it...
When a couple has a baby, it is common to see the new mom posting pictures on social media and dad might be handing out cigars to friends and family to announce the happy event. When it comes to bankruptcy, these types of jovial reactions are probably not going to...
Drivers carry insurance to cover the expenses of property damage and medical care if they should be involved in an accident. If they keep their premiums current and file their claims according to the insurer's instructions, they may have little problem obtaining the...