In general, workers' compensation exists to help employees who suffer legitimate job-related injuries cover medical expenses and other related costs until they are able to return to work. Unfortunately, there are some workers who attempt to take advantage of the system and, according to the Coalition Against Insurance Fraud, annually are responsible for "tens of billions of dollars in false claims and unpaid premiums."
New York ranked fourth in the 2014 Oregon Workers' Compensation Premium Rate Ranking report. The report compares workers' comp premiums over time in all 50 states and the District of Columbia. As one of the most expensive states for companies purchasing the insurance, we were just shy of 150 percent of the national median with an index rate of $2.75 per $100,000 of payroll. Please note, that is the median, not the mean.
The Appellate Division of the New York Supreme Court has ruled in favor of an employee in an unusual workers' compensation case. This may, in fact, be the first case of its kind for the court.
Every New York resident is likely to remember where they were when they heard about the tragedies of September 11, 2001. In the wake of the terrorist attacks, thousands of emergency services personnel bravely ran into burning buildings to conduct rescue operations. Many of those individuals lost their lives and still more suffered injuries and contracted illnesses as a result of their actions.
Businesses invest a lot in their employees. Time and money spent training employees often places businesses in a vulnerable position as they must then often wish for the best and hope they've hired a qualified and conscientious employee. In cases where an employee attempts to file a lawsuit against a former employer for wrongful termination, discrimination or harassment; it's critical that a business take steps to protect and defend their actions and assets.