Driving in New York can be tricky, especially when the already narrow streets are blocked with construction barricades or delivery trucks. Those whose daily commute takes them through the city often find the trip too harrowing to make on their own, so they take advantage of public transportation. Additionally, sightseers may use tour buses to see the attractions without the stress of driving. Nevertheless, even these modes of transportation may not protect a passenger from an accident that leads to a personal injury claim.
Those who drive in New York know that it is no walk in the park. Local drivers do not need studies and statistics to know how dangerous and frustrating it can be to try to reach one's destination by car. However, this commute may be even more frightening when a motorist discovers that the driver responsible for his or her accident is an uninsured motorist.
Law enforcement agencies have long known the benefits of dashboard cameras. Cameras record interaction between officers and citizens and provide evidence of violations on the part of the citizen as well as police. However, more than one car insurance company overseas recently began offering discounts to customers who install dash cams in their cars. Lawmakers in New York want to see this happen in the United States.
With the rise in prescription drug addiction, it is not surprising to see an increase in motor vehicle accidents in New York and across the country. Car accidents involving impaired drivers may create complex situations for insurance companies, including those incidents that involve drivers who have no insurance due to previous impaired driving offenses. One recent accident may be an example of a complicated claims procedure that may result in insurance companies reaching out for legal assistance.
It's just a little fib, and many in New York feel certain no one will ever know. If the misinformation on an application for auto insurance saves the driver money, what harm can it do? In fact, about 10 percent of those applying for insurance reportedly lie on their applications -- such as saying their cars have lower mileage or are only driven for pleasure -- to get a lower rate believing the insurance company will never find out. However, improved technology is making it more likely that those fibs will come to light.
Many aspects of daily life have changed with the increasing use of technology. Now, many of the vehicles on New York highways and on highways in every other state in the country include data boxes. While these boxes contain vital information, they can also play a role in car accidents and defending the driver involved.
In New York and every other state, certain levels of insurance must be carried when operating a motor vehicle. Unfortunately, not every driver will ensure that coverage is in place before getting behind the wheel. When an accident is caused by an uninsured or underinsured driver, an accident victim often looks to his or her own insurance company coverage for financial relief.
Being involved in a serious accident is one of the most traumatic events that a person may experience, especially if there were fatalities. One man has been vilified after a deadly train accident that officials say he caused. However, he may have a valid car accident defense based on contributing factors. While this wreck did not happen in New York, drivers here may benefit from one recent change.
Hundreds of thousands of car accidents happen here in New York every year, and that does not even include New York City. That is a lot of claims for an insurance company or a self-insured company to handle. Some of those claims might go smoothly, but a significant portion will not.
Even though one of the primary purposes of an insurance company or a self-insured company is to pay claims, that does not mean that every claim should be paid without out first ascertaining whether doing so would be appropriate. This is simply because paying out every claim could jeopardize a company's financial stability. For this reason, car accident defense is a necessity for New York insurers.