Drivers carry insurance to cover the expenses of property damage and medical care if they should be involved in an accident. If they keep their premiums current and file their claims according to the insurer's instructions, they may have little problem obtaining the funds they need after an accident, including for those losses another driver may have suffered. However, insurance company policies often have exclusions that may cause a claim to be rejected, and accidents may happen under circumstances that can invalidate a claim.
When a driver is involved in an accident, New York law requires certain actions before he or she can leave the scene. It may be an instinctive reaction to flee the scene, especially if the driver believes he or she caused the accident through some negligence, but it is not wise to do so. When drivers involved in car accidents leave the scene without waiting for the authorities, they may risk criminal charges.
When a driver is involved in an accident, even if no one is injured, there may seem to be no end to the hassles of getting estimates for car repairs, dealing with insurance adjusters and waiting to get one's vehicle back on the road. However, for some, this is all in a day's work. These are people who stage car accidents to fraudulently collect insurance money.
Defending a driver or an insurance company in a lawsuit following a traffic accident can be a complex matter, especially if the accident results in serious injuries. A defense team must conduct a thorough investigation, interview witnesses and review any evidence collected by police. The involvement of serous or fatal injuries means the driver police have deemed responsible will need an aggressive strategy for the most positive outcome. One New York man may be seeking car accident defense following a recent accident.
It is not uncommon for lawmakers and other public officials to call for sweeping changes following a tragedy. Seatbelt laws, school bus stops before crossing railroad tracks and bans on handheld devices while driving are just a few examples of legislation resulting from deadly car accidents. New York mayor Bill de Blasio is calling for more changes in the wake of a recent accident that left two children dead.
Professional drivers are held to a much higher standard than those who work in other industries. Whether a driver works for a taxi company, bus line or limousine service, customers and employers rely on the individual's spotless driving records and careful attention behind the wheel. When misfortune strikes, the driver may seek car accident defense in the face of a lawsuit.
Following a tragic accident in which a passenger dies, there are often many procedures a New York driver may undergo. These include medical, legal and, if the accident was the result of drunk driving, administrative. Each of these attempts strive to bring some positive or just resolution to the destruction the accident caused. Additionally, the driver may have to build a personal injury defense.
Understanding insurance law is not always easy, but consumers have an obligation to know what their policies contain and what they are required to carry. Additionally, each state has different ways of determining how an insurance company is required to pay damage losses. Without understanding these important elements, consumers often make crucial mistakes in filing claims.
Driving in New York can be tricky, especially when the already narrow streets are blocked with construction barricades or delivery trucks. Those whose daily commute takes them through the city often find the trip too harrowing to make on their own, so they take advantage of public transportation. Additionally, sightseers may use tour buses to see the attractions without the stress of driving. Nevertheless, even these modes of transportation may not protect a passenger from an accident that leads to a personal injury claim.
Those who drive in New York know that it is no walk in the park. Local drivers do not need studies and statistics to know how dangerous and frustrating it can be to try to reach one's destination by car. However, this commute may be even more frightening when a motorist discovers that the driver responsible for his or her accident is an uninsured motorist.