Misconceptions About Bankruptcy

Common Misconceptions About Bankruptcy

Creditors often provide debtors with false information or misleading information as a means of intimidation. If you are being harassed by creditors or collection agents, it is important to speak with an attorney who can advise you of your legal rights.

At O'Connor, O'Connor, Bresee & First, we provide experienced and caring legal representation for people facing debt problems. We represent individuals and businesses throughout Upstate New York.

If you are struggling with the stress of unmanageable debt, you do not have to face this challenge alone. Schedule a free consultation with an attorney at our firm today to learn about your legal rights and options. Call 518-465-0400 or contact us toll free at 877-886-4029.

Can I Keep My House If I File Bankruptcy?

Has a creditor told you that you will lose your home if you file for bankruptcy? Contact our firm to learn the truth. In a Chapter 13 bankruptcy, you can pay back debts gradually and often prevent a home foreclosure. With a Chapter 7 bankruptcy, you can reduce or eliminate credit card debts, medical debts and other unsecured debts.

Even in a Chapter 7 debt liquidation bankruptcy, you can protect your home. Certain assets, like a home of certain value and a car or truck of certain value, are free from liquidation — in other words, you can keep certain types of property and still file for a Chapter 7 bankruptcy.

Contact Us

Learn more today. Contact a lawyer at our law office in Albany, New York. To schedule a free consultation, call 518-465-0400 or contact us by e-mail.

We are a federally designated debt relief agency proudly helping people file debt reorganization plans and bankruptcy for over 30 years.