Recent Changes in Bankruptcy Law

Bankruptcy Law Changes

In 2005, the federal government made significant changes to the U.S. Bankruptcy Code. Bankruptcy law changes included a new means-based test for Chapter 7 bankruptcy.

If you are thinking about bankruptcy, it is important to contact an experienced bankruptcy attorney who understands recent changes to bankruptcy laws. At the law office of O'Connor, O'Connor, Bresee & First, we offer experienced legal representation on behalf of individuals and businesses throughout Upstate New York.

To schedule a free consultation at our Albany law office, call 518-465-0400 or contact us toll free at 877-886-4029.

You Can Still File For Bankruptcy

Unfortunately, the bankruptcy law changes have been misrepresented by many creditors. Contrary to what you may have heard, many people still qualify for bankruptcy and debt relief. Most of the people who visit our office are pleased to learn that they can qualify for debt relief through a Chapter 7 bankruptcy or Chapter 13 bankruptcy.

In addition, we offer bankruptcy alternatives for people who do not wish to file for bankruptcy.

Experience Makes A Difference

If you or your business is struggling with unmanageable debt, it is important to contact an attorney with the experience necessary to handle your case properly. Not all attorneys or all firms offer the same level of experience.

Our bankruptcy and debt relief practice is headed by attorney Michael J. O'Connor. Mr. O'Connor has been handling bankruptcy and debt relief matters since 1978. Mr. O'Connor has the experience and legal sophistication necessary to handle complex legal and financial challenges.


To schedule a free consultation with an experienced bankruptcy and debt relief lawyer at our firm, call 518-465-0400 or contact us by e-mail.

We are a federally designated debt relief agency proudly helping people file debt reorganization plans and bankruptcy for over 30 years.