Auto insurance helps provide financial protection and peace-of-mind in the event an individual is injured in a motor vehicle accident or his or her actions result in the injury of another driver, passenger or pedestrian. To help ensure that monthly and annual premiums remain low for all drivers who are covered, insurance companies must do their due diligence to protect against possible fraudulent auto claims.
In New York and Vermont, to prove that an insurer has acted in bad faith, a plaintiff must provide a factual basis for claiming that the insurer did one or more of the following:
There is no upside to two recent commuter rail accidents. There is, however, an important lesson for anyone who can take a moment away from concern for the victims of both crashes to consider the particulars of each accident. So let us compare and contrast the Feb. 3 accident involving an SUV and a Metro North commuter train in Westchester County, New York and the Feb. 24 accident outside of Los Angeles involving a Metrolink commuter train and a heavy-duty pick-up truck.
A week after the crash, investigators have a better understanding of a fatal multi-vehicle accident in Rensselaer. Seven cars were involved, most of them parked; in addition to the woman who died, three people suffered injuries. Their condition has not been disclosed. However, police have said that the woman was about eight months pregnant at the time of the crash. A few days after the accident, CBS 6 News in Albany reported that the baby had died as well.
We have friends who take two weeks off every year to explore the Hudson Valley. They drive (an environmentally friendly hybrid vehicle) the back roads and visit the big estates and the roadside farm stands. This year, they took their young niece and nephew with them, and their experience -- for the most part positive -- reminded us of a few safety rules of the road.
After a long and miserable winter, New York is ready to embrace summer. Memorial Day marks the unofficial start of summer, even if there are a couple more weeks of school. This is the first weekend that many of us can drive around with the windows open without congratulating ourselves for being tough enough to risk frostbite for the sake of a little fresh air.
A report on a car accident last weekend says that the driver of the car may have overcompensated, causing the SUV to hit a guardrail and went of an embankment. The accident resulted in five injuries, one of which was considered serious. The news report also indicated that one of the passengers may have been ejected from the vehicle.
Reckless drivers increase the risk of harm not only for motorists but for pedestrians as well. For instance, a reckless driver speeding through an intersection recently hit a pedestrian and dragged her under his vehicle before coming to a stop. Albany pedestrians should be on the watch for reckless drivers in order to minimize their risks of being involved in a car accident.
Lawmakers and city officials are scurrying to make changes at an intersection where a pedestrian was recently killed in a car accident, but this is unfortunately little solace for the family who has to deal with the loss of a loved one. One concerned citizen said she has been complaining for years about the number of drivers that speed through that very same intersection. While no amount of traffic signs can completely stop negligent drivers, lawmakers are hoping to at least reduce the risk at this particular intersection.
Distracted drivers can be dangerous on the road, causing accidents through reduced reaction times and a lack of awareness. Cellphone use is one of the most common distractions, with users often devoting both their hands and vision to the phone's operation. This has led many states to ban the use of the devices while operating a vehicle, but a recent study has shown that such bans are not as effective as one thought, significantly reducing accidents only while driving within a city environment.