A Full-Service
Litigation And
Defense Practice

Car accident defense is a necessity for New York insurers

Even though one of the primary purposes of an insurance company or a self-insured company is to pay claims, that does not mean that every claim should be paid without out first ascertaining whether doing so would be appropriate. This is simply because paying out every claim could jeopardize a company’s financial stability. For this reason, car accident defense is a necessity for New York insurers.

Claims come from both the insured (first-party claims) and third parties. When parties requesting payment on their claims do not receive the amounts to which they believe they are entitled, they could claim that a company acted improperly. A company could be accused of failing to cooperate, being negligent or failing to provide adequate or timely notice. In other cases, the parties might claim that a company did not provide full disclosure.

The insurer will often need an assertive attorney who will work to keep costs down by settling claims as quickly and efficiently as possible. In addition to cost, the allegations made by those who are insured could damage the reputation of the company. A significant portion of any business is goodwill, and when that is compromised, so is the value of the company.

Therefore, it would be a good idea to enlist the aid of a car accident defense attorney who can help settle claims efficiently, regardless of their sources, and represent you at trial, if necessary. When problems arise, he or she can step in, handle the legal aspects of the claims and conduct independent investigations into any accusations of wrongdoing. If a New York resident files a lawsuit alleging bad faith or contesting a denial, it would be beneficial to have help navigating the legal system.

FindLaw Network