In New York and elsewhere, it is not uncommon for insurance companies and their clients to be taken to court over policy or coverage issues. For this and other reasons, such companies often employ insurance defense attorneys in order to assist them when legal problems arise. What exactly does an insurance defense attorney do and how would utilizing such a service be of benefit?
An insurance defense attorney is used when an insurance company and an insured client are sued for something in the client’s contract. For example, if said client causes a car accident that results in another person suffering injury or death, the victim or his or her loved ones may go to court seeking compensation for their losses. This compensation — if awarded — is usually paid out by the responsible party’s insurance company. However, it is possible to fight accusations of liability and any awarded amount — if necessary.
As there are numerous types of insurance out there, insurance defense attorneys can help defend against all types of insurance-related cases. Some insurance firms require that their clients use specific attorneys who are contracted with their companies, while others may allow clients to seek out their own. In either case, the attorney will work tirelessly to represent the best interests of the company and its client.
At the end of the day, insurance is a big part of peoples’ lives, and it can be purchased for just about anything. Those who purchase policies are doing what they can to protect themselves, and insurance companies in New York and elsewhere need to do the same. When needed, insurance defense attorneys can help insurance providers and their clients through litigation and with any other legal issues that may arise.
Source: FindLaw, “What is Insurance Law?“, Accessed on Aug. 10, 2016