For some New York apartment dwellers, the rent they pay is already a big chunk out of their budgets, so if another expense like renter's insurance is optional, they may pass it up. State and federal insurance law does not require renters to carry insurance the way...
In New York or anywhere in the world, the loss of a loved one is often a shock, even if that person had been suffering a prolonged illness. However, perhaps the most upsetting loss a family can face is when someone dies by an act of suicide. This unimaginable event...
Just as those in New York and other northeastern states have recovered from this winter's brutal snowstorms and blizzards, they are about to enter hurricane season. Summer's unstable weather patterns have the potential to produce violent storms that include hail,...
New York residents carry a variety of insurance plans for protection against many unforeseen circumstances. In addition to health, life and auto insurance, some own insurance for their apartments, pets and even computers. Until recently, New Yorkers could also buy...
The owner of New York property, whether residential or commercial, carries an important duty to ensure visitors are not harmed. A homeowner may take certain steps to clear tripping hazards from hallways or repair the broken latch on the fence surrounding a pool. A...
Loaning a car to someone else may seem generous, but it is a risky decision. Many people in New York have confused notions about how insurance law covers drivers of borrowed cars, and it often leaves vehicle owners holding the bag for expensive accidents. If a friend...
Most employees in New York have sat through presentations or videos regarding sexual harassment on the job. The presentation were either dry or uncomfortable, and once completed, the employee often signed a paper to confirm that he or she had received training before...
In the past, consumers looking for a deal on car insurance could count on certain factors resulting in a discount on premiums. These factors were typically arrived at through studies correlating them to the likelihood of an accident. However, as insurance law changes,...
Insurance companies offer their products to protect people in the event of unforeseen circumstances. New York consumers purchase insurance because they can't predict the future, and insurance companies assume the risk for them. However, it would not be a...
It is not uncommon for those who purchase insurance coverage in New York to be shocked when a claim on the policy is denied. Many think the insurance company is acting in bad faith or is somehow deceiving them, but often, the truth is simply that the customer did not...