More businesses in New York and across the country are finding it necessary to protect themselves against the cost of lawsuits and settlements that arise from employees accused of sexual harassment and other wrongdoing. Many business owners have decided to carry...
Insurance Defense
Insurance company denies claim not covered in policy
An insurance policy can be a dense document that includes many exceptions and caveats. One of the most common reasons why New York policyholders are shocked when their claims are denied is because they did not take the time to read and understand the information...
Insurance company faces backlash for coverage changes
A trip to a New York emergency room used to be a cause of great anxiety. Rushing a child or a loved one to the ER typically meant his or her health was in serious or grave danger. In recent years, however, with the cost of health care and insurance ever rising, more...
Insurance defense when accused of unfair policy denials
The old saying goes, "An ounce of prevention is worth a pound of cure." The sales of vitamins, supplements, flu shots and immunizations can attest to the fact that many people adhere to that belief. Still, some in New York are concerned about being able to take...
Declaratory judgment actions may prevent needless lawsuits
When facing potential lawsuits in New York courts, one may hear unfamiliar terms and phrases. While it is helpful to have an attorney who can guide one through these circumstances, having a general understanding of such terminology may allow one to participate more...
Insurance company may rightfully deny claim for gradual damage
Perhaps one of the most frustrating things that can happen to a homeowner is to come home to find inches of water on the floor. Depending on where in the house the water is flowing or rising, the homeowner may also have damage to furniture, walls and personal items,...
Insurance company may deny claims when applicants lie
Telling a white lie every now and then is something most everyone does. After all, New York may not be a very pleasant place to live if everyone told the harsh truth. Nevertheless, there are certain circumstances under which one should always be entirely truthful. One...
Insurance company claims during natural disasters
Like many across the country, those in New York likely watched the news as devastating hurricanes battered the East Coast. While some may have breathed a sigh of relief to have been spared, others probably realized they could easily be the victims of such a tragedy,...
Declaratory judgment actions taken after suspicious accident
When people own items that are precious or valuable, they tend to insure them. If something happens to an object so that it is lost, damaged or rendered useless, the owner can file a claim to be reimbursed up to the value of the insurance policy. Of course, there are...
Insurance company files counter suit against health system
A health care system has filed a lawsuit in federal court alleging that its insurance companies have failed to provide coverages they are obligated to pay. In response, one insurance company filed a countersuit, alleging that the health care...