Over recent years, news coverage has shown city after city devastated by floods that resulted from heavy rains, hurricanes and even massive snowmelt. Some homeowners living in known flood planes are required by insurance law to purchase flood coverage. However, the...
There is no question that insurance law is complex, and insurance policies are often full of intricate details. Laws governing the insurance industry also vary from state to state, further complicating the matter. Unfortunately, many consumers have a simplistic view...
Insurance companies are often portrayed as the bad guys when claims are denied. They may be accused of acting in bad faith, and it is common for policyholders to file lawsuits in New York courts against companies that deny their claims. However, insurance law varies...
Employers often offer life and accidental death insurance as a benefit to their employees. However, in spite of having policies and procedures that must be followed, an insurance company may find itself having to defend those same procedures when an insured is either...
Disability insurance is meant to cover circumstances where an individual suffers an injury or illness that prevents an individual from working. While claims under this type of insurance policy often have merit and many are paid, there are requirements that the...
The evolution of technology touches nearly every aspect of life. Cell phones now seem to be an extension of some people's arms, and they impact New York families, business and leisure. They also impact the highways, but cell phones are just one area of technology that...
In New York and elsewhere, it is not uncommon for insurance companies and their clients to be taken to court over policy or coverage issues. For this and other reasons, such companies often employ insurance defense attorneys in order to assist them when legal problems...
Even though all drivers in the state of New York are required to meet our state's liability coverage minimums, which includes property damage and bodily injury coverage, most drivers have difficulty understanding their policy. In some cases, a driver may be confused...
Most workers know that if they suffer an injury during the course of doing their job, then they may seek workers' compensation benefits. Beyond that, most workers do not know or care very little about the behind-the-scenes work that makes these benefits possible. But...
Despite what may be said on the Internet about insurance companies, a majority of adjusters care about getting policy holders fair payments from their claims. Unfortunately, in today's society, all it takes is one bad apple to ruin it for the rest of the insurance...