O'Connor . First | O'Connor, O'Connor, Bresee & First P C | Attorneys at Law

Serving All Of New York And Vermont. Call Us Toll-Free: 877-886-4029

O'Connor . First | O'Connor, O'Connor, Bresee & First PC | Attorneys at Law
Call 877-886-4029

A Decades-Long Legacy Of Providing Top-Notch Litigation And Defense Services To Businesses And Licensed Professionals

Dealing With Nondischargeable Debts

A Chapter 7 bankruptcy is a great way to reduce or eliminate many debts. A Chapter 7 bankruptcy can help discharge credit card debts, medical debts and many other types of unsecured debt.

However, there are some debts that are difficult or impossible to discharge through bankruptcy. Debts that are difficult or impossible to discharge include:

  • Student loans
  • Child support arrears
  • Certain types of taxes owed to the government

To learn more about dischargeable and non-dischargeable debts, contact an attorney at O'Connor First. We offer a free consultation and case evaluation to discuss your legal rights and options. To contact our firm, call 877-886-4029 or contact us toll free at 877-886-4029.

Managing Specific Nondischargeable Debts

When it comes to nondischargeable debts such as student loans, child support arrears, and certain types of taxes, there are specific strategies you can consider:

  • For student loans, you may be eligible for income-driven repayment plans, loan consolidation, or even loan forgiveness programs, depending on your situation and eligibility.
  • For child support arrears, you might be able to negotiate a payment plan or seek a modification of the support order if your financial situation has significantly changed.
  • For tax debts owed to the government, options such as setting up an installment agreement with the IRS or applying for an offer in compromise may be available.

These arrangements can help manage payments in a way that aligns with your financial capacity. We can help explore these options to find the best course of action for you.

Personal Service And Experience

At O'Connor First, we offer legal services that are highly responsive to our client’s individual needs. We understand that no two clients and no two cases are the same. We also understand the burden overwhelming debt can place on a person and their household. We want to be the ones who help you find a way to overcome that burden by any possible means.

We tailor our approach to meet your needs. To do so, we take time to listen, ask pertinent questions and evaluate the particular facts of your case. Throughout the process of your case, we will continue to provide quality legal representation by promptly returning your calls, keeping you informed about your case and providing knowledgeable advice you can trust.

Meet With Our Team Today

If you need to speak with a lawyer about a Chapter 7 bankruptcy, Chapter 13 bankruptcy or other debt relief services, including bankruptcy alternatives, contact our law office in Albany, New York. For assistance, call 877-886-4029 or contact us by e-mail.

We are a federally designated debt relief agency proudly helping people file debt reorganization plans and bankruptcy for over 35 years.

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